- Best rates in the industry with 1% APR High Yield Checking and 0.55% APR High Yield Savings.
- CDFI designation by the U.S. Treasury to deliver on its mission to elevate the financial strength of low-income Americans
- Also, always a contender for high rate savings accounts. Currently offering 0.50% APR.
- Cool Feature: Automatic portfolio stock slices. When you add money, it distributes it to the whole group you’ve selected automatically in the right proportions.
- Cool Feature: You can use your stock investments as collateral to get an 2% instant, no-paperwork loans.
- Integrated banking with a checking account and debit card.
- All commission-free, of course: fractional shares, automatic dividend reinvestment and re-balancing included.
Free Personal Finance Tools
Offers a FREE analysis of allocation, diversification and fees for your 401k and IRA accounts and provides a new recommended allocation.
- FREE Net Worth tracker: All your accounts in one place for a total connected picture of your assets and liabilities.
- FREE Investment checkups and recommendations on your current accounts.
Offers FREE privacy credit card numbers (single use or maximum transaction limit) for online shopping.
Offers a completely FREE Health Savings Account (HSA) and commission free investing. HSAs have been one of the biggest fee grabs since they were created in the early 2000’s.