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Ryan Recommends

You can create your own stock based index funds called “portfolio pies” with M1 Finance to buy low and sell high through automatic rebalancing and reinvest the cashflow from dividends or direct deposits, all commission free.

For advanced traders who want direct access to exchanges without “payment for order flow” choose Interactive Brokers. I’ve been a customer for over ten years. Earn up to $1,000 in free stock through this link.

For bank accounts, the CIT Savings Connect account offers the highest APY at 1.20% and Axos Bank offers a no-fee business account with payroll features.

To track your spending and assist in your monthly budgeting, check out the free tools from Personal Capital.

When it comes to crypto trading, Phemex is king (read my full review here).